Housing and Automotive Program

International Consumer Siciety

This is an  interest-free loan program for the purchase of movable and / or immovable property. This program makes it possible to improve their living conditions and earn money. 

The loan term is eight years (90 months).

Example 1

The Participant enters the Program to receive an interest-free loan of 30,000 USD. To do this, he buys coins in the amount of $ 300. and activates its turn.. 

After all the conditions of the queue are completed, the Company will reward the Participant in the amount of 2,700 USD for the work done and together with 300 USD the participant pays to the Seller with these funds 10% of the cost of the object, this is 3,000 USD. 

An Interest-Free Loan Agreement is signed with the Participant in the amount of 27,000 USD, which he repays monthly in the amount of 300 USD for 90 months.

From this moment, the Participant can independently use the object or rent it out to other persons. 

This program is relevant for those who rents an apartment.  

Example 2

The participant enters the Program to receive an interest-free loan for an apartment in the amount of 35,000 USD. To do this, he buys coins in the amount of 300 + 300 USD and activates 2 places in the queue.

After meeting all the conditions of the queue for both places, the Company will reward the Participant in the amount of 5,400 USD for the work done + (300 + 300 USD for the participant) in total 6,000 USD And he pays the Seller with these funds 10% of the cost of the object, this is 3,500 USD.

Residue 2500 USD in VTP tokens remains in the member’s account.

They can be withdrawn or used for monthly loan repayment.

An Interest-Free Loan Agreement in the amount of 31,500 USD is signed with the Participant, which he repays monthly in the amount of 350 USD for 90 months.

Example 3

The participant enters the Program to obtain 2 loans, for an apartment in the amount of 40,000 USD, and for a car, in the amount of 20,000 USD. To do this, he buys tokens in the amount of 900 USD and activates 3 places in the queue. For an apartment — 2 places and for a car — 1 place.

After fulfilling all the conditions of the queue for each of the places, the Company will reward the Participant in the amount of 8 100 USD for the work done + ( 900 USD of the participant), total 9,000 USD. And he pays the Sellers with these funds 10% of the cost of objects, this is 4,000 USD for apartment, and 2,000 USD for car.

In the participant’s back-office 3,000 USD remains.

They can be withdrawn or used for monthly loan repayment.

2 Agreements of Interest-Free Loan are signed with the Participant in the amount of 36,000 USD and 18,000 USD, which he repays monthly in the amount of 400 USD + 200 USD for 90 months.

*If the Participant changes his mind, the fee can be returned one year after the application to leave the cooperative.

*If the Participant for some reason stopped paying the loan for the property received, then all payments are returned to the Participant, and the property is transferred to the use of the company.


Secondary Program for Housing / Automotive Program .

The participant pays a fee of 30 USD. After activating the Program, the participant becomes a partner structure. At the close of 3/9/27, a place in the main program for 300 USD is activated.

The participant can activate several places in the Secondary Program at once in order to complete the partnership structure for each of such places, these places will be activated in the Main Program.


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